Borrow

The funds you need, fast.

With decades of non-bank experience, Go Lend makes funding simple. Fast approvals, fair terms, and a lender who truly understands property.

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Product

Types of Go Lend loans.

Bridging

Get fast and short-term financing, so you can keep your project on track while you find a more permanent loan solution.

Development

Whether you're buying land, renovating, or building a new development from scratch, Go Lend can help finance your real estate project.

Business

Get support raising the funds you need for everyday business expenses – like equipment and goods – or to fuel your growth.

Built on real security

All loans are backed by New Zealand property and protected by
first-ranking mortgages.

Full transparency, every time

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Higher fixed returns

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Modern and effortless

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Why borrow with Go Lend

It’s simply smarter lending for
brokers and borrowers.

Fast approvals

Go Lend uses internal funding lines to settle each loan quickly, providing certainty for brokers and borrowers.

Flexible structures

With interest-only, staged drawdowns, or tailored term options, Go Lend offers flexible structures. So you can get your lending, your way.

Pragmatic approach

With over 60 years in credit expertise, we take a commercial view of real world deals – with far less red tape.

Funding certainty

From approval through to drawdowns, Go Lend provides a clear pathway to the funds you need to move forward.

How it works

A smooth process, from application to approval.

Tell us about your property

Share your property details, the loan amount you need, and your ideal timeline.

Get a clear offer —fast

We assess your LVR, security, and exit strategy – then provide a transparent offer with full terms detailed up-front.

Access funds quickly

Once approved, the funds will be released fast. So you can move forward with confidence.

By numbers

Go Lend’s numbers speak for themselves.

493

active investors

$52,982,573

property loans funded

0.00%

default rate of loans since inception

*Past and current performance is not indicative of future results

Borrower stories

Go Lend helps real people go further.

Our company has worked with Go Lend on several million dollars of development & property lending on multiple projects across New Zealand. They’ve consistently been professional, pragmatic and easy to deal with. Their ability to move quickly and understand development & property finance has made them a reliable funding partner.

James C

Had a great experience with Go Lend. Easy to communicate with and understood our needs. We would recommend Go Lend to all developers. We built six houses already and seven to go this year with six more in 2027.

Harjit

I recently worked with Go Lend on a complex progress payment loan, and I was extremely impressed. The deal had multiple moving parts, yet approval and the formal offer letter were issued within 24 hours. Funds were released exactly when required, which was critical to keeping the project on track. The team’s efficiency, communication, and ability to move quickly made a significant difference. I wouldn’t hesitate to work with Go Lend again.

Malhar P

The Go Lend team are highly experienced and focus on building strong relationships with those investing in their platform. Their offering brings confidence, flexibility and the security to investors looking to access a market that was previously inaccessible—highly recommended.

Henry B

Google review

Trustpilot review

I havent seen anything like this before! It's such an easy site to use and unlike other investment sites you know exactly what interest you'll be paid out. It's really straightforward and I like that you can start with small amounts. Nice one Go Lend

Anna J

Google review

Trustpilot review

I'm getting better returns on my investments with Go Lend than returns from well-established fund managers. Excellent communication from Go Lend which is consistently timely, accurate, relevant and useful has made my experience pleasant and rewarding. I appreciated the help from real people at the beginning when I didn't understand how the processes worked and my several questions were answered simply and quickly. The great service gradually entrenched my confidence that my money is well looked-after and the future augurs well.

Ajayan

Google review

Trustpilot review

Great website. Clear, transparent, platform. easy to see where you are putting your money and love you can choose what security and loan you like. Have invested over the last six months here and one other peer to peer. Go lend has never missed interest or principal payment when the loans mature. Better rates than some other sites so far.

TJ

Google review

Trustpilot review

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FAQs

Your questions answered

Who can borrow from Go Lend?

Borrowers who can offer suitable property security and meet our approval requirements. If you share the basics, we can tell you quickly whether it could be a fit.

What types of loans do you provide?

We provide property-backed lending. Typical use cases include short-term lending and refinancing, depending on the security and the situation.

Do you do second mortgages?

No — Go Lend loans are secured by first-ranking mortgages.

What security do you require?

A registered first mortgage over property is standard. Additional requirements (like guarantees or other types of security) depend on the loan and risk profile.

How quickly can funding happen?

It depends on the deal — security, valuation, legal documentation, and borrower readiness all matter. If you share the basics, we’ll give you a realistic timeline for your situation.

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