Fixed returns from 6.00% p.a.
Earn income with property-backed investments structured to provide regular returns.
Benefits
Unlock the Power of Peer-to-Peer Lending
Peer-to-peer lending gives investors the chance to step into a growing asset class with real advantages over traditional fixed income investments. By connecting lenders directly with borrowers, you unlock opportunities that are transparent, flexible, and rewarding.
Choose how you want to earn interest
Peer-to-peer lending
from
6.00%
*
p.a.
For investors seeking higher returns with the security of fixed, property-backed investments.
Benefits:
Higher returns compared to traditional savings
Secured by first-ranking mortgages over property
Transparent investment opportunities with set terms
On-call account
2.00%
*
p.a.
For retail investors looking for flexibility and quick access.
Benefits:
Easy access to your money
Covered by DCS
Customer funds that are not invested are held by Go Lend on bare trust in accounts with a major New Zealand registered bank.
From 1 July 2025, funds held on trust in a bank account are covered by New Zealand’s Depositor Compensation Scheme (DCS) up to $100,000 per depositor, per bank, if that bank fails. This includes funds held in your Go Lend On-Call account.
What isn’t covered
Lower risk, steady returns
*Interest rates are current as of the date of publication and are subject to change at any time without notice.
Start investing with three simple steps
Create your free account
Sign up online in minutes and verify your details to access the Go Lend platform.
Browse opportunities
Explore a range of property-backed loans and choose the ones that fit your goals.
Start earning fixed returns
Put your money to work and receive monthly interest payments on your investments.
Go Lend Platform
Where Simplicity Meets Opportunity
Go Lend makes investing straightforward and stress-free. Our platform is designed to give you clarity and control, so you can focus on growing your money without the complexity of traditional investing.
Why Go Lend?
$52,982,573
0.00%
“Great communication from the team, great rates and easy to use website.”
FAQs
How does investing with Go Lend work?
You choose a loan from the marketplace and invest the amount you want. We manage the loan, and you earn interest over the loan term. Each listing shows key details like the property, interest rate, term, and LVR so you can make your own call.
Are returns guaranteed?
No. Returns are not guaranteed. If a borrower defaults and recoveries are insufficient after costs, you can lose some (or potentially all) of your investment.
What is the minimum investment amount?
The minimum investment is $1,000 per loan.
What returns can I expect?
Returns vary loan by loan and expected returns are shown on each opportunity. Returns are not guaranteed and depend on the borrower repaying the loan.
Can I exit early — and are there fees?
Yes. You can list your investment for sale on the Secondary Market (subject to platform rules and the loan status). Go Lend does not charge a Secondary Market fee. Sale timing depends on another investor buying your investment.